How to Save More Money With This Savings Tracker

the best savings tracker

Save your first $10,000.

Meet the Easy Money Spreadsheet.

What you'll receive:

1. Savings Tracker

2. Debt Breakdown

3. Bill Pay Checklist

4. Budgeting Spreadsheet

Give yourself financial security.

Stop feeling stuck with your debt.

Know exactly where your money is going.

A budget you can actually stick to.

Compatible with:

If you’ve heard it once, you’ve heard it a thousand times:

Save your money.

So maybe you’ve set savings goals. Or tried a couple of savings tracker apps.

But still…

It’s tough to find something that keeps you motivated, right?

We’ve all been there.

Before we built our Savings Spreadsheet, we received hundreds of the same messages:

“I wish there was an easy way to save money and track my progress. I feel like I’m spinning my wheels.”

“I’m terrible at saving money. I need something to keep me motivated.”

So we surveyed our audience and built a template around what matters most.

It’s not about complicated software with overly-fancy charts, graphs, and tables.

It’s about a savings template that you’ll actually stick to.

A way to track your progress that doesn’t hog hours of your time. A way to keep things simple, but help you save more money.

About The Savings Tracker

Can I be straightforward with you?

Saving money for the sake of saving money isn’t exactly motivating.

Why? Because it’s so easy to fall off the wagon when you don’t have savings goals.

Think about it. How much money would you like to save, and for what?

Want to pay cash for a vacation? Build a rainy day fund? Buy a house?

We’ve got you covered.

How it Works:

Start by changing the cells to fit your personalized goals. For example, you might change “Holidays” to “Home down payment”

Once you’re clear on your goals, you’ll type in the amount of money you’d like to save.

As you save money each month, you’ll update the savings tracker to reflect that. The tracker will tell you how much you’ve saved and how far you have to go.

About The Debt Breakdown:

If I could go back to the first day I started getting out of debt, I’d tell myself, “You’ll make your life a whole hell of a lot easier if you actually track your debt.“

Interest Rates. Repayment time. Car loans. Credit cards. Student loans. Debt snowball. Debt avalanche. Etc. Etc. Etc.

Sometimes it’s hard to keep up with, right?

This debt breakdown brings you back to the basics. It focuses on what actually matters:

Staying motivated and making progress.

How it Works:

List your debts and their starting balances. As you make payments, you’ll type in the new balance amount.

At the end of 12 months, you’ll know exactly how much progress you’ve made and how far you have to go.

So whenever you start feeling exhausted, you can pat yourself on the back for what you’ve already achieved.

Even better?

You’ll motivate yourself to keep pushing forward.

About The Bill Pay Checklist:

Has this ever happened to you?

You organize all your bills and their due dates. You write down every fixed and variable expense you can think of.

You’ve remembered everything.

…or so you thought.

A week later, you realize you forgot about car registration fees. Annoyed, you kick yourself for forgetting it.

Now you have to go back and add it into your budget. Not to mention, you’ll have to find the money to cover it.

Been there, done that?

It happens to the best of us.

So you asked, and we delivered.

Managing your money starts with tracking your bills. So we had to include a bill pay checklist alongside this savings tracker.

Now you won’t have to worry about those Oh-shoot-I-didn’t-expect-this kind of moments.

How it Works:

In the two left columns, you’ll enter in the bill information. You’ll also add in the due date and select whether it’s auto-pay. (Y/N)

As you pay the monthly bill, you’ll click the checkbox to show that it’s been paid.

Tracking your payments has never been simpler. From a quick check, you’ll know which bills are due, when, and how much.

About The Budgeting Spreadsheet:

Have you heard the saying time is money?

That’s how we see budgeting. It’s necessary but it shouldn’t take forever.

Take the guesswork out of budgeting. Our budgeting template tells you exactly what’s coming in and going out each month.

You don’t need to be a math nerd or financial expert, you just need to spend a few minutes each week managing your money.

No hassle, no stress.

It’s time to get a clear picture of your finances so you can make decisions based on the facts of your financial life.

Ready to make it happen?

How it Works:

The left column is for your planned income. This is what you intend to make.

The right column is for your actual income. This is what you actually bring home.

There is room to fit 25 expenses, so you’ll have plenty of room for everything.

As time goes by, you’ll update the actual income and actual expenses columns with what you actually spent.

At the bottom of your spreadsheet, you’ll see that the calculations automatically update your totals for you.

savings template

Commonly Asked Questions:

Can I customize this savings tracker?

Yes! Feel free to change the colors, fonts, or anything else you want to.

What is this spreadsheet compatible on?

You can use it on Google Sheets, Excel, Numbers for Mac, and iPhone/Android devices.

I get paid on a biweekly schedule, will the budgeting template still work for me?

Yes, the budgeting template works with any payment schedule. You can also use it on a fixed or irregular income.

Does the debt template work for the debt snowball and debt avalanche methods?

Yes!

How many kinds of debt can I add to the debt breakdown template?

The default spreadsheet allows you to enter up to 12 debts, but you can add more or delete some if necessary.

How To Know if This Savings Tracker is Right For You

There are dozens of money management spreadsheets on the internet.

Now I know what you’re wondering:

How do I know if this spreadsheet is right for me?

This spreadsheet is right for you if…

You want simplicity. We wanted you to be able to understand this toolkit, so we kept it simple.

You prefer ease-of-use. Even when you understand every feature and box, you won’t stick to it if it’s a headache to use. To make a financial plan you can actually stick to, we kept it easy.

You want to tweak the spreadsheet to fit your needs. Personal finance is personal, so the ability to change colors, delete or add rows, and make changes is important. Your money software should change to fit your financial needs, not the other way around.

You like that it’s available online. You want to be able to use your spreadsheet anywhere, anytime, from any device.

It fits into your budget. As with anything, you have to decide if it makes sense financially. When you use this spreadsheet to save money wisely, it will easily pay for itself within the first week.

272 customer reviews

☆☆☆☆☆ 4.5/5

4.6 out of 5 stars

Showing 1-10 of 272

Hannah Sweeley

☆☆☆☆☆ 5/5

Verified Purchase

Easy to use!

I've never had problems budgeting, but I've always had problems saving money and getting ahead financially. So I knew I wanted something that would help me save money, not just budget it. I am still in the "baby steps" with this savings account spreadsheet, but I'm loving it already!

Jordan Powers

☆☆☆☆☆ 5/5

Verified Purchase

enjoy it a lot

This has been very useful in organizing my finances. It took my awhile to find a good savings template, so i'm happy i finally found one that tracks my progress.

Cindy Owens

☆☆☆☆☆ 4/5

Verified Purchase

Nice savings tracker for google sheets

Honestly wish I would've found this earlier - I wouldn't have gotten myself into so much debt and I would've started budgeting my money. Thankfully now, I've started paying off my debt and saving my emergency fund. Now I don't have to worry about feeling unmotivated about tracking my money. i can do it in 5 minutes.

John T.

☆☆☆☆☆ 5/5

great thanks

I bought the last version and it has been such a blessing and useful tool in my life. I didn’t hesitate to buy the new one because of the updated changes and included bill pay checklist.

Nicole Dobach

☆☆☆☆☆ 5/5

Verified Purchase

Common FINANCIAL sense is not that common - this spreadsheet fixes that!

Got the download right after my purchase. I love the simple design. I didnt need instructions or help filling it out because it was easy to use. Thank you. My goal is to be debt free within the next 10 months. I have student loans and a car loan that im trying to get out from under. I like this spreadsheet because it's not just about budgeting. It helps you pay off debt and track your bills. If I could add one recommendation it would be to create a printable workbook in the future to go along with this.

Adam L.

☆☆☆☆☆ 5/5

Verified Purchase

Had it for 9 months and i like it

Good purchase. thank you

Brianna Dennis

☆☆☆☆☆ 5/5

Verified Purchase

5 stars

I feel better now that I track my money. I used to be so stressed out about my debt that I didn't even look at it. Now I have a debt pay off plan in place and finally feel like I'm making progress.

Samantha Johnson

☆☆☆☆☆ 4.5/5

Verified Purchase

gifted to me

My sister bought me this spreadsheet because she knew I wanted to make positive changes in my life. It's inspired me to handle my money better and get on track.

David Terrazo

☆☆☆☆☆ 5/5

Verified Purchase

Simple savings tracker for excel

I don't like writing things out by hand so that's probably why i never stuck with my budget. I like how all I have to do is enter in some numbers and the rest is done for me.

James K.

☆☆☆☆☆ 4.5/5

Verified Purchase

Easy simple to use

thanks was looking for something straightforward and this worked

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$36

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