the best bill payment tracker

Organize your finances in a matter of minutes.

If you’ve heard it once, you’ve heard it a thousand times:
 
Budget your money. Track your bills. Spend less than you make.
 
So maybe you’ve written your bills down on a calendar. Or downloaded a few bill tracker apps.
 
But still…
 
It’s hard to find something that really sticks with you, right?
 
You’re not alone.
 
Before we made our Bill Payment Tracker, we received a lot of the same comments:
 
“I’m overwhelmed by all the bill tracker software out there. It’s either too complex or eats up too much of my time. After a few days, I don’t even use it.”
 
or
 
“I want to keep up with my bills, but I don’t want to spend forever doing it. I need something simple and easy to stick to.”
 
So we polled our audience and built an entire financial spreadsheet based on what’s important to you.
 
It’s not about complicated software with overly-fancy charts, graphs, and tables.
 
It’s about a financial toolkit that you’ll actually use.
 
A way to organize your finances that saves you time and money. A way to keep things simple, but still make a big impact on your financial life.
 
So without further ado…

Meet the Easy Money Spreadsheet.

What this spreadsheet includes:

1. Bill Payment Tracker

Bill Payment Tracker

2. Budgeting Spreadsheet

Bill Payment Tracker

3. Debt Breakdown

Bill Payment Tracker

4. Savings Tracker

Bill Payment Tracker
  • Bill Payment Tracker
Bill Pay Checklist

Know exactly where your money is going.

  • Never miss a payment
  • Avoid late fees
  • Get organized financially
Bill Payment Tracker
  • Budget Template
Budget gif

A budget you can actually stick to.

  • Stop overspending
  • Give yourself financial security
  • Take back control of your life
Bill Payment Tracker
  • Debt Breakdown
Debt Breakdown

Stop feeling stuck with your debt.

  • Track your progress
  • Stay motivated
  • Become debt-free
Bill Payment Tracker
  • Savings Tracker
Savings tracker

Give yourself financial security.

  • Reward yourself
  • Prepare for emergencies
  • Plan for the future
Bill Payment Tracker

Compatible with:

About The Bill Tracker Template:

 
Here’s a scenario that might sound familiar:
 
You sit down to track your bills.
 
You write down all your fixed and variable expenses. You’ve accounted for every single bill…or so you thought.
 
A week or two later, you realize you missed something. Aggravated, you kick yourself for forgetting about it.
 
Now you have to go back and adjust your budget.
 
Can you relate?
 
It happens to the best of us.
 
So you asked, and we delivered.
 
Tracking your bill payments and winning with money go hand in hand. So when you asked for a simple way to organize your payments, we knew we had to include a bill payment tracker into these financial spreadsheets.
 
Now you won’t have to worry about those Oh-crap-I-didn’t-plan-for-this kinda moments.

 

How it Works:

 
Start by entering the name of the bill and monthly payment amount. Then, enter the date that it’s due and whether it’s auto-pay (Y/N).
 
monthly bill chart
 
As you make payments, you’ll click the checkbox under the appropriate month.
 
This makes organizing your bill payments a breeze, and from a quick glance you’ll know what’s due, when, and how much.

 

About The Budgeting Spreadsheets:

 
Have you heard the saying time is money?
 
That’s our approach to budgeting. It’s essential, but it shouldn’t cost you hours of your time.
 
So our goal was to create an easy-to-use budgeting spreadsheet that anyone could use.
 
You don’t need to be a math nerd or financial expert, you just need to spend a few minutes each week managing your money.
 
No stress, no hassle.
 
 
This budgeting template comes with 12 done-for-you guides and calculations that are automatically computed for you.
 

How it Works:

 
Start by entering in your planned income in the left column. This is your guideline for what you plan to earn.
 
Bill Payment Tracker
 
Next, move onto your expenses. There is room for over 20 expenses, so you don’t have to worry about running out of space.
 
As the month goes by, you’ll update the right columns with your actual income and actual expenses.
 
At the very bottom, you’ll notice that it automatically calculates your totals, so you’ll know exactly where you stand financially.
 
 monthly bill payment log
 
 
 

About The Debt Breakdown Template:

 
Getting out of debt can feel a little overwhelming.
 
Credit cards. Student loans. Interest rates. Car loans. Debt snowball. Debt avalanche. Repayment time. Etc. Etc. Etc.
 
Isn’t it a bit exhausting?
 
This debt breakdown template brings you back to the basics.
 
And it pays attention to what actually matters:
 
Staying motivated on your debt-free journey.
 

How it Works:

 
List your debts and their starting balances. You can use your bill payment tracker to help you remember what you owe. As you make payments, you’ll see the balance automatically decrease.
 Bill Payment Tracker
 
By the end of the year, you’ll know exactly where you started and how far you’ve come.
 
Whenever you feel exhausted by your debt, you can look back and see your progress.
 
 

About The Savings Tracker

 
Can we be honest?
 
Saving money for the sake of saving money doesn’t always work for everyone.
 
Instead, we’re better off when we create strong financial goals and we’re able to track our progress.
 
So what goals do you have?
 
Do you want to save for a rainy day? Save for a home? Go on vacation?
 
This savings tracker puts a focus on the “why.” And more importantly, it lets you visualize your progress.
 

How it Works:

 
 
It has a pre-written set of goals at the top.
 
Begin by adding in your own financial goals. For example, you might want to change the emergency fund section to “saving for a home.”
 
Bill Payment Tracker
 
 
Once you choose your savings goals, then you’ll type in how much money you’d like to save.
 
As you set aside money monthly, the savings tracker will update to let you know how far you’ve come and how far you’ve got to go.
 

Frequently Asked Questions:

Bill Payment Tracker
 
 
Can I change the colors, fonts, titles, and add/delete rows?
 
Absolutely! Everything is fully customizable.
 
Is this tool compatible with other devices?
 
Yes, it’s compatible with Google Sheets, Numbers for Mac, Excel, iPhones, and Android phones.
 
I get paid biweekly, can I still use this bill payment tracker?
 
Yes! It doesn’t matter if you get paid weekly, biweekly, or monthly – this spreadsheet works for you.
 
Does the debt template work for the debt snowball and debt avalanche?
 
Yes!
 
How many kinds of debt can I enter?
 
The default template allows you to enter up to 12 debts. But since this spreadsheet is customizable, you can add more or delete some if necessary.
 

How To Know if This Bill Payment Tracker is Right For You

Monthly bill chart
 
If you’ve spent any amount of time learning how to manage your money, then you know it all starts with budgeting and bill tracking.
 
But even when you know organizing your finances is important, you don’t always know where to start.
 
You’re not alone:
 
According to statistics, 25% of people say they want to learn more about budgeting.
 
Fortunately, there are several different templates and toolkits out there for you.
 
Now I know what you’re wondering:
 
How do I know if this one is right for me?
 
To answer your question, you’ll like this financial spreadsheet if…
 
  • You prefer simplicity. We wanted you to be able to understand each box in this budget template, so we kept it simple.
 
  • You prefer ease-of-use. Even when you understand every feature and box, you won’t stick to it if it’s a hassle to use. To make a monthly bill chart you can actually stick with, we made it easy to use.
 
  • You want to modify the template to fit your life. Personal finance is personal, so the ability to add or delete rows, change colors, and make adjustments is important. Your template should change to fit your financial needs, not the other way around.
 
  • You like that it’s available online. You want to be able to edit your toolkit anywhere, anytime, from any device.
 
  • It fits into your budget. As with any item, you have to decide if it makes sense financially. When you manage your money wisely, this spreadsheet will easily pay for itself.
 

278 customer reviews

4.5/5

4.5 out of 5 stars

Showing 1-10 of 278

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Amanda Farley

5/5

Verified Purchase

Great spreadsheet!

My problem has never been paying my bills; it's always about unnecessary spending and being a little too swipe happy. I needed a template that would help me spend wisely, not just pay off debt. I am still in the "baby steps" with this bill payment tracker, but I am addicted to it!

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Mark Smithson

5/5

Verified Purchase

glad i got it

Much easier to use than other spreadsheets i've tried.

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Madeeha Jadmani

4/5

Verified Purchase

Thank you

Seriously wish I had this earlier in my life - I wouldn't have dug myself into credit card debt and would have established a savings account much earlier in my life. But now, with the help of this monthly bill payment log I've set up a savings, checking that is for my "fun budget" and I've started budgeting. I would always wonder where my money went - definitely not something you should do as a 30 year old woman.

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Jacklyn Troop

5/5

Beyond helpful

I bought the previous version and it has been such a blessing and helpful tool in my life. I didn’t hesitate to buy this new version because of the improved changes and included extra savings tracker.

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Brittany Cardenas

5/5

Verified Purchase

Common FINANCIAL sense is not that common - this spreadsheet to the rescue!

The spreadsheet is sent to you within minutes of your purchase! It’s so beautiful and I’m so excited to use them. Thank you. I would also love for you guys to offer a printable workbook in the future.

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Daniel T.

5/5

Verified Purchase

Been using it since December and I'm very happy

Great financial tool.

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Katherine G.

5/5

Verified Purchase

Five stars

Great guide for financial planning and getting out of debt. Completely empowering on getting control and being a boss.

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Megan Dobach

4.5/5

Verified Purchase

very happy with it

My mom bought me this spreadsheet because she wanted me to get myself together! Well, it inspired me to do just that! If you need to get it together, or you have a friend who needs to get it together, then buy this bill payment tracker.

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Chase McCaskill

5/5

Verified Purchase

Simple personal monthly bill chart for google sheets

These templates helped me manage my money and finally feel like Im getting my ducks in a row. This spreadsheet can be a bible to financial stability. Definitely deserved to buy.

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Tony F.

4.5/5

Verified Purchase

Very useful, easy to understand and use

practical tool helps me track my progress

Ready to buy?

GET INSTANT ACCESS TO YOUR SPREADSHEET NOW FOR:

$24.99

Customer Support:

Have questions, comments, or inquiries? Our support team will ensure that you’re getting the best possible help. We also have a dedicated customer support page with frequently asked questions. 

You can reach us in 3 ways:
  1. Visit our contact page
  2. E-mail us at [email protected]
  3. Fill out the form below

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